Coastal Advisory Australia - Newcastle

Coastal Advisory Australia - Newcastle holds a 4.9/5 rating across 77 public reviews. The provider consistently scores in the top tier of their category.

Coastal Advisory Australia - Newcastle's pricing falls in the "Contact for quote" range. Exact quotes depend on the specific service and scope — request a free written quote to compare before committing.

Coastal Advisory Australia - Newcastle is primarily based in Newcastle, Australia, and serves clients across Newcastle and surrounding areas. Check with the provider directly for specific service-area coverage.

Our independent ranking of the top financial planner in Australia includes Index Wealth, Rising Tide Financial Services, Sydney Financial Group Pty Ltd. Each has different strengths — see our comparison for a side-by-side breakdown.

Initial advice (Statement of Advice): $3,300-$5,500 typical, up to $8,000 for complex situations. Ongoing advice: $3,000-$8,000/year for $500k-$2M households. Hourly: $300-$600/hr. Robo-advice (Stockspot, Six Park): $50-$140/month. Many planners offer free 30-minute initial discovery calls before you commit. Fee structures matter: flat fees are typically better for clients than asset-based fees (which penalise portfolio growth) or commission-based fees (banned for most products since 2014).

Verify on ASIC Financial Adviser Register (moneysmart.gov.au) — every licensed adviser is listed with qualifications, employment history, and any disciplinary action. Look for: CFP (Certified Financial Planner) or higher qualification, independent or non-aligned (not owned by a bank), upfront transparent fees, willingness to walk you through their fee structure, listening to your goals before recommending products. Avoid: anyone who recommends specific products before understanding your situation, "free" advice that's actually commission-based.

Bank planners can be competent but face structural conflicts: limited product approval lists (often only their bank's in-house funds), pressure to meet sales targets, less competitive insurance pricing. Generally fine for: super consolidation, basic insurance review, mortgage-related advice. Independent planners are better for: complex investments, retirement strategy, aged care, estate planning, business owners. Always check the ASIC Financial Adviser Register to verify their qualifications and any past disciplinary actions.